Instructions to use 3amthoughts/zenfinance-3b with libraries, inference providers, notebooks, and local apps. Follow these links to get started.

Libraries
PEFT
How to use 3amthoughts/zenfinance-3b with PEFT:
```
Task type is invalid.
```

How to use 3amthoughts/zenfinance-3b with llama-cpp-python:

# !pip install llama-cpp-python

from llama_cpp import Llama

llm = Llama.from_pretrained(
	repo_id="3amthoughts/zenfinance-3b",
	filename="zenfinance-3b-Instruct.Q4_K_M.gguf",
)

llm.create_chat_completion(
	messages = [
		{
			"role": "user",
			"content": "What is the capital of France?"
		}
	]
)

Notebooks
Google Colab
Kaggle
Local Apps

llama.cpp

How to use 3amthoughts/zenfinance-3b with llama.cpp:

Install from brew

brew install llama.cpp
# Start a local OpenAI-compatible server with a web UI:
llama-server -hf 3amthoughts/zenfinance-3b:Q4_K_M
# Run inference directly in the terminal:
llama-cli -hf 3amthoughts/zenfinance-3b:Q4_K_M

Install from WinGet (Windows)

winget install llama.cpp
# Start a local OpenAI-compatible server with a web UI:
llama-server -hf 3amthoughts/zenfinance-3b:Q4_K_M
# Run inference directly in the terminal:
llama-cli -hf 3amthoughts/zenfinance-3b:Q4_K_M

Use pre-built binary

# Download pre-built binary from:
# https://github.com/ggerganov/llama.cpp/releases
# Start a local OpenAI-compatible server with a web UI:
./llama-server -hf 3amthoughts/zenfinance-3b:Q4_K_M
# Run inference directly in the terminal:
./llama-cli -hf 3amthoughts/zenfinance-3b:Q4_K_M

Build from source code

git clone https://github.com/ggerganov/llama.cpp.git
cd llama.cpp
cmake -B build
cmake --build build -j --target llama-server llama-cli
# Start a local OpenAI-compatible server with a web UI:
./build/bin/llama-server -hf 3amthoughts/zenfinance-3b:Q4_K_M
# Run inference directly in the terminal:
./build/bin/llama-cli -hf 3amthoughts/zenfinance-3b:Q4_K_M

Use Docker

docker model run hf.co/3amthoughts/zenfinance-3b:Q4_K_M

LM Studio
Jan

vLLM

How to use 3amthoughts/zenfinance-3b with vLLM:

Install from pip and serve model

# Install vLLM from pip:
pip install vllm
# Start the vLLM server:
vllm serve "3amthoughts/zenfinance-3b"
# Call the server using curl (OpenAI-compatible API):
curl -X POST "http://localhost:8000/v1/chat/completions" \
	-H "Content-Type: application/json" \
	--data '{
		"model": "3amthoughts/zenfinance-3b",
		"messages": [
			{
				"role": "user",
				"content": "What is the capital of France?"
			}
		]
	}'

Use Docker

docker model run hf.co/3amthoughts/zenfinance-3b:Q4_K_M

Ollama
How to use 3amthoughts/zenfinance-3b with Ollama:
```
ollama run hf.co/3amthoughts/zenfinance-3b:Q4_K_M
```

Unsloth Studio new

How to use 3amthoughts/zenfinance-3b with Unsloth Studio:

Install Unsloth Studio (macOS, Linux, WSL)

curl -fsSL https://unsloth.ai/install.sh | sh
# Run unsloth studio
unsloth studio -H 0.0.0.0 -p 8888
# Then open http://localhost:8888 in your browser
# Search for 3amthoughts/zenfinance-3b to start chatting

Install Unsloth Studio (Windows)

irm https://unsloth.ai/install.ps1 | iex
# Run unsloth studio
unsloth studio -H 0.0.0.0 -p 8888
# Then open http://localhost:8888 in your browser
# Search for 3amthoughts/zenfinance-3b to start chatting

Using HuggingFace Spaces for Unsloth

# No setup required
# Open https://huggingface.co/spaces/unsloth/studio in your browser
# Search for 3amthoughts/zenfinance-3b to start chatting

Pi new

How to use 3amthoughts/zenfinance-3b with Pi:

Start the llama.cpp server

# Install llama.cpp:
brew install llama.cpp
# Start a local OpenAI-compatible server:
llama-server -hf 3amthoughts/zenfinance-3b:Q4_K_M

Configure the model in Pi

# Install Pi:
npm install -g @mariozechner/pi-coding-agent
# Add to ~/.pi/agent/models.json:
{
  "providers": {
    "llama-cpp": {
      "baseUrl": "http://localhost:8080/v1",
      "api": "openai-completions",
      "apiKey": "none",
      "models": [
        {
          "id": "3amthoughts/zenfinance-3b:Q4_K_M"
        }
      ]
    }
  }
}

Run Pi

# Start Pi in your project directory:
pi

Hermes Agent new

How to use 3amthoughts/zenfinance-3b with Hermes Agent:

Start the llama.cpp server

# Install llama.cpp:
brew install llama.cpp
# Start a local OpenAI-compatible server:
llama-server -hf 3amthoughts/zenfinance-3b:Q4_K_M

Configure Hermes

# Install Hermes:
curl -fsSL https://hermes-agent.nousresearch.com/install.sh | bash
hermes setup
# Point Hermes at the local server:
hermes config set model.provider custom
hermes config set model.base_url http://127.0.0.1:8080/v1
hermes config set model.default 3amthoughts/zenfinance-3b:Q4_K_M

Run Hermes

hermes

Docker Model Runner
How to use 3amthoughts/zenfinance-3b with Docker Model Runner:
```
docker model run hf.co/3amthoughts/zenfinance-3b:Q4_K_M
```

Lemonade

How to use 3amthoughts/zenfinance-3b with Lemonade:

Pull the model

# Download Lemonade from https://lemonade-server.ai/
lemonade pull 3amthoughts/zenfinance-3b:Q4_K_M

Run and chat with the model

lemonade run user.zenfinance-3b-Q4_K_M

List all available models

lemonade list

🧘‍♂️ ZenFinance-3B-Agent (GGUF)

ZenFinance-3B is a highly specialized, agentic large language model designed for personal finance applications. Fine-tuned from Llama-3.2-3B-Instruct, this model acts as both a financial advisor and a UI agent.

It is trained to "think" before it speaks using <thought> tags, and can execute frontend actions (like adding expenses or setting savings goals) by outputting strict JSON inside <tool_call> tags.

⚡ Model Highlights

Architecture: 3B Parameters (Llama-3.2 base)
Format: GGUF (q4_k_m - highly compressed, runs on <3GB RAM)
Capabilities: Financial reasoning, budgeting advice, and structured JSON tool calling.
Training: Fine-tuned using QLoRA via Unsloth on a mixed dataset of 4,000 financial and agentic interactions.

🛠️ How it Works (Prompting & Output)

To get the model to trigger actions, you must use the standard Llama-3 chat template and include the system prompt defining its tools.

System Prompt:

"You are ZenFinance AI, a minimalist personal finance assistant. You provide calm, objective financial advice and can execute actions using tools."

Example Interaction

User:

"I just spent $12 on lunch."

ZenFinance-3B Output:

<thought>
User spent $12 on lunch. Category: Food. This is an expense.
I will trigger the add_transaction tool to update their dashboard.
</thought>
<tool_call>
{"action": "add_transaction", "amount": 12, "category": "Food", "type": "expense"}
</tool_call>
I've added that $12 food expense to your dashboard.

Downloads last month: 8

GGUF

Model size

3B params

Architecture

llama

Hardware compatibility

4-bit

Model tree for 3amthoughts/zenfinance-3b

Base model

meta-llama/Llama-3.2-3B-Instruct

Quantized

unsloth/Llama-3.2-3B-Instruct-bnb-4bit

Adapter

(44)

this model